Andrea Bonime-Blanc, JD/Ph.D., is CEO and Founder of GEC Risk Advisory and global governance, risk, ESG, ethics, cyber and crisis strategist, serving a broad cross-section of business, nonprofits, and government agencies. Since 2017, she has served as the Independent Ethics Advisor to the Financial Oversight and Management Board for Puerto Rico.
Dr. Bonime-Blanc spent two decades as a c-suite global corporate executive at Bertelsmann, Verint, and PSEG including serving as general counsel and chief ethics, risk, compliance, and CSR officer, and overseeing a wide variety of functions including legal, governance, risk, ethics, corporate responsibility, government relations, strategic communications, crisis management, compliance, audit, InfoSec, and environmental health and safety. She began her career as an international corporate lawyer at Cleary Gottlieb. She was born and raised in Germany and Spain and is multi-lingual.
She serves on several Boards and Advisory Boards including Crisp Thinking (a UK-based risk intelligence firm), Greenward Partners (a Spanish green energy firm), Ethical Intelligence (an EU-based AI ethics firm), Epic Theatre Ensemble (an NYC nonprofit), the NACD New Jersey Chapter (where she serves as Nominations/Governance Committee Chair) and NYU Stern-based think tank, Ethical Systems.
She is an NACD Board Leadership Fellow and Governance Faculty and holds the Carnegie Mellon CERT Certification in Cyber-Risk Oversight. She is faculty at NYU’s Center for Global Affairs Masters program teaching “Cyber Leadership, Risk Oversight, and Resilience” & a member of the NYU CGA Cyber Advisory Council.
Andrea is a global speaker, including at Davos, and is quoted/appears regularly on Bloomberg TV, Yahoo Finance, Cheddar, Wall Street Journal, FT Agenda, BBC, NYT, and other media. She is an extensively published author of dozens of articles and several books including The Reputation Risk Handbook, Emerging Practices in Cyber-Risk Governance, and The Artificial Intelligence Imperative.
Her latest book, Gloom to Boom: How Leaders Transform Risk into Resilience and Value (Routledge 2020) debuted as an Amazon #1 Hot Release in Business Ethics and Game Theory.
She lives in New York City with her family and is an avid photographer and artist.
Professor Moorad Choudhry is an independent non-executive director at Recognise Bank in London, and a non-executive director at the Loughborough Building Society.
He was latterly Treasurer, Corporate Banking Division at The Royal Bank of Scotland, Head of Treasury at Europe Arab Bank, Global Head of Treasury at KBC Financial Products, Vice President in structured finance services at JPMorgan Chase and a gilt-edged market maker at ABN Amro Hoare Govett Ltd. He began his City career at the London Stock Exchange in 1989.
Moorad is a Fellow of the Chartered Institute for Securities & Investment, a Fellow of the London Institute of Banking and Finance, a Fellow of the Global Association of Risk Professionals, a Fellow of the Institute of Directors and a Freeman of The Worshipful Company of International Bankers. He is author of The Principles of Banking (John Wiley & Sons 2012).
Moorad was educated at Claremont Fan Court school in Surrey, University of Westminster and University of Reading. He obtained his MBA from Henley Business School and his PhD from Birkbeck, University of London.
Ms. Gray has over 30 years experience in the financial services industry including senior executive roles in Risk Management, Commercial Banking, and a US based Reporting Agency.
Ms. Gray has a BA, a MBA, Director Designation from the Institute of Corporate Directors and a Certificate in Sustainable Investing from The Stern School of Business, New York University. She is a 2019 recipient of the Exemplar Award from the Directors and Chief Risk Officers (DCRO).
Ms. Gray has served on numerous corporate, university and crown corporation boards of directors including Ontario Realty Corporation (Chair), Infrastructure Ontario (Chair of Risk Committee), University of Mount Royal, Trillium Health Centre, T-Bay Tel, International Property Funds Management (IPFM), Australia. Ms Gray currently serves on the Boards for IFM Investors (Australia), Amex Bank of Canada (Chair of Risk Committee), and Trent University Board of Governors (Canada).
Ms. Gray resides on the Shores of Georgian Bay, Ontario, Canada
Steve is the founder of OysterPond, LLC, an advisor to CEOs, executives, and boards. He currently serves as Independent Member of Norinchukin Bank’s US Risk Committee, which is Japan’s fifth largest bank with assets exceeding $1 Trillion.
One of the financial services industry’s foremost risk experts, Steve understands how to develop and deploy robust risk management strategies that support, not constrict, growth. He knows how to effectively apply risk management strategies in rapidly changing environments, marked by increased regulation and continued digital disruption. Steve also brings significant boardroom experience.
Steve’s knowledge of financial markets and his track record of strategically managing risk can help companies navigate regulations or strengthen their risk profiles from a financial, operational, technological, or cybersecurity perspective.
In 2018, Steve retired from TIAA (a Fortune 85, US diversified financial institution with assets under management in excess of $1 Trillion) as Senior Executive Vice President and Chief Risk Officer, member of the firm’s Executive Committee, and former Board member of TIAA subsidiaries Nuveen and TC Life Insurance Company.
Steve was an integral member of TIAA’s Executive Committee and a close advisor to the CEO and the leaders of each business segment. He played a critical role with executive leadership in developing and executing the strategy that transformed the retirement company into a fully diversified financial institution and one of the world's premier asset managers. Drawing on his experience across the financial services industry, he played a pivotal role in managing the firm’s risk as it expanded and modernized its portfolio of products and services to deepen its relationship with existing customers and to attract new clients. Central to these efforts were the acquisitions of EverBank, a major player in digital banking, and Nuveen Investments, a rival asset manager. He was responsible for ensuring TIAA's evolving risk profile was effectively managed through this complex change.
Prior to joining TIAA in 2004, Steve served in a variety of increasingly senior roles in risk management in banking, capital markets and investment management with leading global financial institutions.
Ramy Houssaini is the Chief Cyber and Technology Risk Officer and Group Data Protection Officer for BNP Paribas. He is an internationally recognized executive with a unique background in Cyber Security, Data Privacy, Operational Risk Management, and Technology. He has extensive global experience in the Financial Services, Consumers Goods, Telecom, and Healthcare industries.
He has joined BNP Paribas in May 2017 to set up and lead a Technology Risk team covering all aspects of Information, Communication, and Technology Risks globally. In February 2018, he was also appointed as the Group’s Data Protection Officer to build and orchestrate a global network of Data Protection Officers and Chief Privacy Officers in compliance with GDPR and other international privacy regulations. He is a member of the RISK Executive Board at BNP Paribas.
Prior to his current role, Ramy served as the Vice President of British Telecom in Europe, the Regional Head of the Cyber Practice for Accenture, and as the Vice President for Information Security at Visa. He is an active member of several industry boards and forums with a focus on Operational Resilience, Data Privacy, and Cyber Security. He also served on the Risk and Compliance Committee of the Board of a California-based healthcare company and the advisory board of several startups focusing on optimizing technology and operational risks.
Ramy earned a bachelor’s degree in electrical and computer engineering from McGill University, a Masters of Science from the McCormick School of engineering at Northwestern University, and a Masters in Business Administration from the Fuqua School of Business at Duke University.
Seasoned executive and director with 30 years of experience working with global organizations. As a director I have overseen the reorganization of capital structures, strategic relationships, and strategic exits for investors. As an executive I ran the legal affairs of two public companies advising the board on all legal matters, served as board secretary, revived as general manager two troubled divisions, and managed various other corporate departments. A US and UK dual citizen with work experience throughout North America and Europe in technology, manufacturing, media, real estate, energy, and government.
Advisory Board Member LOOK CINEMAS I LLP 2012 to 2020
Commissioner/Chair COLORADO PARKS & WILDLIFE COMMISSION 2014 to 2019
Board Member GREATER OUTDOORS COLORADO “GOCO” 2014 to 2018
Independent Director ENER1/ENERDEL, INC. 2013 to 2014
Independent Director CHOCTAW GENERATION, INC. 2012 to 2013
Independent Director GENERAL GROWTH PROPERTIES SPE 2011 to 2012
Currently working as a crisis manager, business and natural resource mediator, and distressed debt investor through Sleep Again Capital, LLC.
Governor Hickenlooper appointed me to the Colorado’s Parks & Wildlife Commission where I served two years as Chairman. I was also was appointed to GOCO to remedy its fractured relationship with the Commission, including serving on the special committee to hire a new GOCO Executive Director.
Prior to board service, I was CLO and Executive Vice President of World Color Press, Inc. in Montreal, a printer and media company ($3.5B TSX:WC & SEC registrant). Prior to World Color I served as CLO and Executive Vice President of Vertis, Inc., a printer and media company ($2B NYSE:BGF). I began at Vertis as General Counsel to the technology division, becoming Chief Legal Officer and Secretary in 2000. At various times of crisis I assumed leadership of the European division, Human Resources, and the Software/Social Media Division.
Currently I am a board member of the University of Colorado’s School of Law. I am a past board member of Washington & Lee University’s Williams School of Commerce, Economics, & Politics and the Student Conservation Association. My degrees are from the University of Colorado School of Law, Washington & Lee University, and I am a National Association of Corporate Directors (NACD) Board Governance Fellow.
David has been at the forefront of innovation in the governance of risk-taking for nearly 35 years. He spent the first half of his career building and overseeing complex firmwide and portfolio-specific risk management programs. His focus shifted in the early 2000's to establishment and implementation of global best practices for risk governance at the board level and for the general practices of risk management.
David was named as one of the winners of the inaugural M-prize for management innovation in the category of "Reinventing Leadership," is the recipient of the 2008 PRMIA Higher Standard Award, and has been invited to speak at more than 100 events on five continents.
David has served on numerous for-profit and non-profit boards and has advised board members and executives around the world. His leadership roles include board chair, chief executive officer, and other senior executive responsibilities. He was responsible for the creation and development of risk management programs at three different companies. He has been responsible for the management of complex derivative and fixed income portfolios in excess of tens of billions of dollars as well as smaller equity portfolios. He was in charge of risk oversight for the complete suite of public mutual funds at one of the nation's largest banks and led the development of the first firmwide risk management program in the mortgage banking business back in 1993.
David is the author of two critically acclaimed books: The Board Member's Guide to Risk and Governance Reimagined: Organizational Design, Risk, and Value Creation, and is a member of the Editorial Board of the Journal of Risk Management in Financial Institutions. David has written numerous articles and chapters in textbooks. He's been quoted in Time Magazine, the Wall Street Journal, Forbes, and other leading publications and, early in his career, was a regular guest on the Financial News Network (now CNBC).
He is the founder of the Directors and Chief Risk Officers group ("the DCRO"), one of the founders of both the Professional Risk Managers’ International Association (PRMIA) and the PRMIA Institute, and serves on the Advisory Board of the Center for Advancing Corporate Performance.
He is a proud member of Rotary International.
James is globally recognized as a risk expert, an early advocate of ERM, and the first-ever CRO. His best-selling ERM books have been translated into various languages and adopted by top college degree and professional certification programs. James has been published and quoted in over 200 articles, including the Wall Street Journal, Harvard Business Review, The Economist, NACD Directorship, Forbes, Financial Times, and CFO Magazine.
For each engagement, James brings a unique blend of risk management experiences spanning executive, consulting, and board roles. His leadership as a CRO, risk consultant, and corporate director has been recognized by GARP, Euromoney, and NACD, respectively. This trifecta of professional experiences is a key differentiation and enables James to engage with clients at a deeper level and produce results in a pragmatic way.
The Global Association of Risk Professionals named James as the first-ever Risk Manager of
the Year in 1997 in recognition of “outstanding achievement in, and contributions to, the risk management profession.”
As CRO, James has implemented ERM programs at GE Captial Markets Services and Fidelity Investments. He has addressed implementation challenges such as obtaining buy-in from corporate directors and executives, managing organizational change, and demonstrating value. Treasury and Risk Magazine named James “100 Most Influential People in Finance,” in 2005, 2006, and 2008.
James has worked with a wide range of companies and industries around the world. He knows what works, what doesn’t, and how to efficiently implement ERM. A client, Recology, received the prestigious RIMS 2019 Global ERM Award of Excellence. Prior to JLA, James was Founder and President at ERisk and Partner and Global ERM Practice Leader at Oliver Wyman.
In a 2005 global survey conducted by Euromoney, James was nominated by clients and other consultants as one of the world’s top risk consultants.
The National Association of Corporate Directors honored James in 2017 and 2018 in the NACD Directorship 100 in recognition of “individual directors who serve as role models in promoting exemplary board leadership, oversight, and courage in the boardroom.”
James has private and public company board experience. He respects the “nose in, fingers out” principle yet believes directors should play an active role in risk oversight. His experience includes Risk Oversight Committee Chair at E*TRADE (an S&P500 company), Audit Committee Chair at RiskLens, Director of Covarity, and Vice Chairman of ERisk. In 2017, Directors & Boards magazine named James as one of the “Diversity Directors to Watch.”
Forbes calls long-time institutional investor Jon Lukomnik one of the pioneers of modern corporate governance. Jon is the managing partner of Sinclair Capital LLC, a strategic consultancy to institutional investors, and a Senior Fellow at the High Meadows Institute.
Jon has been the investment advisor or a trustee for more than $100 billion in institutional assets under management and has consulted to institutional investors with aggregate assets of nearly a trillion dollars. He served for more than a decade as the executive director of the IRRC Institute where he commissioned more than 80 studies examining corporate governance and the capital markets. He is a member of the Deloitte Audit Quality Advisory Committee and a trustee on the Van Eck mutual funds and European UCITs. He was previously a member of the Standing Advisory Group of the Public Company Accounting Oversight Board, a long-time officer of the Council of Institutional Investors, and the Pembroke Visiting Professor in International Finance at the Judge Business School at Cambridge. He has written three books examining the financial sector and asset management (one of which was a Financial Times “pick of the year”) and more than 200 academic and practitioner articles. He has been honored three times by the National Association of Corporate Directors as one of the 100 most influential people in Corporate Governance. He has also been honored by the CII, DCRO, Ethisphere, ICGN, Global Proxy Watch, and Transparency Task Force (UK), among others.
Bartley J. Madden is an independent researcher. He retired as a managing director of Credit Suisse HOLT after a career in investment research and money management that included the founding of Callard Madden & Associates. His early research was instrumental in the development of the cash-flow return on investment (CFROI) valuation framework that is used today by money management firms worldwide. His book, Value Creation Principles: The Pragmatic Theory of the Firm Begins with Purpose and Ends with Sustainable Capitalism, describes why a firm’s knowledge-building proficiency versus competitors is the primary determinant of a firm’s long-term performance.
His website, www.LearningWhatWorks.com, details a wide range of intellectual interests. An early version of his book, Free To Choose Medicine: Better Drugs Sooner at Lower Cost, was translated into Japanese and played a significant role in Japan’s implementation of their version of Free To Choose Medicine to facilitate early, informed access to regenerative medicine drugs, see www.freetochoosemedicine.com.
David is passionate about helping business leaders sleep better at night – by equipping them with critical cyber risk management tools that protect their enterprises while enhancing strategic business growth.
His career is grounded in managing risk – from cybersecurity to financial and operational risk. In addition to setting successful strategies as a senior executive at PwC, Citibank and AllianceBernstein, He also provides expert witness testimony in high level risk and cybersecurity cases, and work with government agencies.
He enjoys writing, speaking at conferences, and teaching, as well as serving on boards of directors. He published Risk and the Smart Investor (McGraw Hill, 2010) and The Nature of Risk (Amazon, 2012), and his articles for GARP, Institutional Investor, and Oliver Wyman can be viewed through www.DavidXMartin.com.
He's delighted to serve as a member of the Sanctions Subcommittee of the U.S. Department of State’s Advisory Committee on International Economy Policy and as a Special Counselor to the Center for Financial Stability on emerging risks.
-Developed Windows on Risk, the first enterprise-wide risk management system for a major financial institution
- Crisis management leadership for major buy- and sell-side companies through the Lehman bankruptcy and LDC debt crises.
- Trusted advisor to the SEC, U.S. State Department, foreign governments, major consulting firms, boards, and law firms to provide expertise on cybersecurity and risk management issues
Since June 2015 Cristina is the Group Chief Risk Officer for SACYR, the 7th largest infrastructure concession company in the world. She is currently based in Madrid (Spain). Prior to that, she served as Group Chief Risk Officer for Campofrio Food Group, one of the largest and leading European companies in the processed meats sector from 2009 to 2015. She began her risk management career in 2001 serving Iberia Airlines, the flag carrier airline of Spain, at the height of the events of 9/11 and she has spent her life ever since turning theory into hands on.
With more than 15 years’ experience in the field of risk and insurance management in non-financial corporations, Cristina has experienced the challenges of setting a firm wide risk management strategy firsthand, including building and overseeing complex Enterprise Risk Management and Business Continuity systems, amongst others. As a c-suite global corporate executive, her speciality lies in helping company leaders to make better key business decisions by switching from “trust your gut” to a structured and systematic approach to making those decisions.
She created in 2015 a brand new in-house project-risk management software for SACYR, making sure that every key player in the company has a saying. Her motto: “managing risks is all about knowing what keeps people up at night. Better informed people take better risk-informed decisions”. A woman ahead of her time understanding that technology can give companies an edge in these uncertain times.
She was Vice-President and Board Member of the European Risk Management Federation (FERMA) until 2018. She was elected Chair of the Scientific Committee overseeing the European Risk Management Survey project from 2012 to 2018.
Co-Founder and Board Member of the Spanish Risk Management Association (IGREA). She also served on the Board of the Spanish Risk and Insurance Association AGERS. As an early adopter of behavioral economics, Cristina started out by challenging the traditional approach of Risk Management by acknowledging the influence of behavior in the decision making processes. As a Ph.D. Risk Management researcher on the human side of risk (cognitive bias, educational, cultural aspects, etc.) she received a scientific award in 2009 and she is a published author.
She is faculty at URJC for Master in Actuarial and Financial Sciences teaching “Enterprise Risk Management (ERM)” and an active academia player as a lecturer and speaker in the risk management field.
She received the 2012 “Best Enterprise Risk Management Programme of the Year” Award of Strategic Risks.
Cristina holds a Master’s degree in Economics from UAM (Spain) and a Master´s degree in Actuarial & Finance Sciences from UCM (Spain) and she was certified in Business Continuity at the Business Continuity Institute (UK) in 2013.
Amédée Prouvost is the Director of the World Bank’s Operational Risk Department where he leads the institution’s non-financial risk practice, which includes operational risk management, business continuity and crisis management, enterprise risk management, and corporate insurance. He also serves as the Secretary of two of the highest-level executive management risk oversight committees: the Finance & Risk Committee and the Enterprise Risk Committee.
Having spent the last six years building the institution’s non-financial risk practice and strengthening its risk culture, he is now deeply involved in the response to the COVID-19 crisis, focusing on the “future of work”, considering the way people, processes, and culture will have changed, and trying to imagine a “new normal” with a greater focus on risk and resilience.
Since joining the World Bank in 1984, Mr. Prouvost has held positions across the finance and risk functions, including CFO of MIGA (the political risk insurance arm of the World Bank Group), Manager for Development Finance, and Financial Representative in Europe. He also worked in a variety of roles in the institution’s Treasury and served as Senior Adviser to three World Bank Group CFOs. He began his professional career at Banque Paribas (now BNP Paribas) and served as a Reserve Officer with the French Navy.
Mr. Prouvost holds an MBA (with distinction) from the Wharton School, a Master’s degree in economics and statistics from ENSAE Paris (one of the French “grandes écoles”), and a Master of Advanced Studies in economics and finance from Paris Dauphine-PSL University.
In his personal time, he serves as President of the Board of Alliance Française of Washington DC (voted “best Arts & Culture Non-Profit” in DC in both 2019 and 2020), as a member of the Mid-Atlantic Regional Board of UNICEF USA, and as a member of the Academic Advisory Board of the Global Business School Network.
Diane de Saint Victor serves as Non-Executive Director on the Boards of Transocean and Natixis. Prior NED roles include ABB India Ltd, Altran, Barclays, and the American Chamber of Commerce in France. She is a Member of the International Bar Association, and the American Bar Association (International Associate).
In her past career, she held the position of Company Secretary & General Counsel at ABB Ltd., Senior Vice President &General Counsel at Airbus Group, General Counsel International at Honeywell as well as other Legal and Government Relation positions at SCA, GE, and Thales.
Admitted to the Paris Bar (France), she earned her law degrees at the Paris Law School.
Michele Wucker founded Gray Rhino & Company to help leaders, organizations, and communities to identify and strategize responses to “gray rhino” risks: the term she coined for challenges that are obvious yet neglected despite -and all too often because of- their size.
The metaphor has moved markets, shaped financial policies, and made headlines around the world. Michele’s recent TED Talk has attracted more than two million views. She is the author of three books, most recently the international bestseller, THE GRAY RHINO: How to Recognize and Act on the Obvious Dangers We Ignore, which China’s leadership has used to frame and communicate its crackdown on financial risk.
Michele draws on more than three decades of experience in strategy, economics and finance, public policy, turnarounds and crisis management, as well as media and think tank management and content creation. She also has a broad background in behavioral economics, organizational dynamics, risk, geo-politics, and economic analysis.
Michele introduced the gray rhino concept at the World Economic Forum Annual Meeting in Davos in 2013 and developed it in her 2016 book, which was released to praise from global business, policy, and thought leaders. China’s leader, Xi Jinping, displays the book in his office and referred to gray rhinos in a much referenced January 2019 speech. Published in China in February 2017 in simplified Chinese characters, it became a runaway best-seller. In a front-page editorial in People’s Daily, senior government officials embraced the term “gray rhino” as a way to signal policy changes to reduce financial risk in the economy, sparking global media coverage from the front page of The New York Times to stories in Turkey, Malaysia, Qatar, Vietnam, Brazil, and Mexico, among other countries around the world. Translations of the book have been released in Hungary, Korea, Taiwan (traditional Chinese characters), and Norway. The Governor of the Central Bank of the Philippines referred to the need to address gray rhinos in the title of a speech on financial crisis, and the concept helped shape the closing session of the 2017 Munich Security Conference.
Michele has delivered keynote speeches, presentations and workshops around the globe including Argentina, Mexico, Canada, the Dominican Republic, Morocco, China, South Korea, Singapore, France, England, Belgium, Luxembourg, Germany, Hungary, Poland, Norway, and Sweden. Her 2019 TED Talk has been viewed more than 2 million times.
Her work earned her recognitions as a 2009 Young Global Leader of the World Economic Forum, a 2007 Guggenheim Fellow, a 2008 American Council on Germany Young Leader, and a 2010 Women’s Media Center Woman Making History, among other honors.
Michele’s writing on topics including immigration, citizenship, financial crisis, women’s leadership, and the global economy and international affairs has appeared around the world including in CNN.com, strategy + business, Inc., The (NY) Observer, The Guardian, The New York Times, The Washington Post, and The Wall Street Journal. She has been interviewed by many broadcast media including National Public Radio, CNN, CNBC, MSNBC, and Fox News.
Michele is an Oxfam Sisters on the Planet Ambassador, a mentor-editor at The OpEd Project, and a founding member of the Border of Lights arts collective. She is a member of the Council on Foreign Relations, Authors Guild, and PEN.
Her first two books are LOCKOUT: Why America Keeps Getting Immigration Wrong When Our Prosperity Depends on Getting It Right (PublicAffairs, 2006) and WHY THE COCKS FIGHT: Dominicans, Haitians, and the Struggle for Hispaniola (Hill & Wang, 1999).
Her previous leadership positions include Vice President for Studies at The Chicago Council on Global Affairs; President of the World Policy Institute, which she re-launched in 2007 in a dramatic turnaround; and Latin America Bureau Chief at International Financing Review. She also has taught master’s students at the School for International and Public Affairs at Columbia University, of which she is an alumna.
Michele holds a B.A. from Rice University, a Master’s from Columbia University’s School of International and Public Affairs, and a Certificate in Global Leadership from the Harvard University Kennedy School of Government.
Nada is the Group Head of Risk Management and Strategy for Group Credit Libanais in Lebanon. She is a professional banking executive spanning over 36 years in multi-cultural environments, in major multinational banks in the GCC and Middle East. She enjoys strong leadership and management skills, with a proficient experience and familiarity with the entire spectrum of Banking and Finance businesses, including Islamic and Investment Banking, with demonstrated commitment and a results-oriented mind. She is a Subject-Matter Expert in Strategy, Enterprise Risk Management, Corporate Governance, Compliance, and core banking transformations, who excels at developing and executing financial plans and identifying and managing best practices.
She is an IFC - Certified Corporate Director, facilitating risk and governance sessions to Board members. She is an expert in animating Board Committees and driving a positive impact in the boardroom. She inspires the Board to set the vision and optimize a forward-looking Strategy with an entrepreneurial and creative mind, in order to transform business, with an agile customer-centric focus, with the objective of generating positive results for stakeholders.
She is a member of the Lebanese League for Women in Business and the World Union of Arab Banks and an advocate of economic empowerment, corporate responsibility, sustainability, and diversity and inclusion. What sets her apart is her authenticity, dynamism, and ability to influence others, to consider the bigger picture and bring bold and innovative ideas, to create breakthrough solutions, by turning uncertain challenging situations into new opportunities.