Steve is the founder of OysterPond, LLC, an advisor to CEOs, executives, and boards. He currently serves as Independent Member of Norinchukin Bank’s US Risk Committee, which is Japan’s fifth largest bank with assets exceeding $1 Trillion.
One of the financial services industry’s foremost risk experts, Steve understands how to develop and deploy robust risk management strategies that support, not constrict, growth. He knows how to effectively apply risk management strategies in rapidly changing environments, marked by increased regulation and continued digital disruption. Steve also brings significant boardroom experience.
Steve’s knowledge of financial markets and his track record of strategically managing risk can help companies navigate regulations or strengthen their risk profiles from a financial, operational, technological, or cybersecurity perspective.
In 2018, Steve retired from TIAA (a Fortune 85, US diversified financial institution with assets under management in excess of $1 Trillion) as Senior Executive Vice President and Chief Risk Officer, member of the firm’s Executive Committee, and former Board member of TIAA subsidiaries Nuveen and TC Life Insurance Company.
Steve was an integral member of TIAA’s Executive Committee and a close advisor to the CEO and the leaders of each business segment. He played a critical role with executive leadership in developing and executing the strategy that transformed the retirement company into a fully diversified financial institution and one of the world's premier asset managers. Drawing on his experience across the financial services industry, he played a pivotal role in managing the firm’s risk as it expanded and modernized its portfolio of products and services to deepen its relationship with existing customers and to attract new clients. Central to these efforts were the acquisitions of EverBank, a major player in digital banking, and Nuveen Investments, a rival asset manager. He was responsible for ensuring TIAA's evolving risk profile was effectively managed through this complex change.
Prior to joining TIAA in 2004, Steve served in a variety of increasingly senior roles in risk management in banking, capital markets and investment management with leading global financial institutions.